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Mama Bear Legal Forms Review: NPP Reports

by | Nov 6, 2023 | Parenting, Adult Children

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The NPP Mama Bear Legal Forms Review Has Answers For You

Our NPP Mama Bear Legal Forms Review has some answers for you. Do you want to know how to protect your adult child in the case of a medical emergency? What happens if your child is out of state and there is an emergency? Did you know that your rights to make medical decisions for your child end when they turn 18? Sometimes younger? Is Mama Bear Legal Forms legit?

One of our favorite resources for legal forms for 18 year olds is Mama Bear Legal Forms. There are so many reasons why we love Mama Bear Legal Forms for college students and others, but the main takeaway is that MBLF has got great products to help us as parents once our kids reach the age of 18, and legally, everything changes in regards to our rights as parents. See more about that here.

**This post contains affiliate links, which means if you click on a link and make a purchase, we may receive a small commission. As an Amazon Associate I earn from qualifying purchases. For more information, see the full disclosure in the foot bar.

Mama Bear Legal Forms Review
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Mama Bear Legal Forms Review: Key Takeaways

•The young adult POA is an affordable and easy-to-use option to help your family in the case of a medial emergency.

•The Last Will and Testament option is a great choice for you and your spouse if your financial life is not complicated.

MBLF is user friendly, comprehensive, and affordable.

What is Mama Bear Legal Forms?

MBLF is a website with resources for you for ease of use, and eliminates the need for an attorney. Please keep in mind if your life is full of complications, the Last Will and Testament option is probably not for you -seek the help of a local attorney. The POA option is awesome for anyone.

Why use Mama Bear Legal Forms?

Consider the following reasons why you want to consider a POA for your young adult.

Certain things happen when a young person becomes a legal adult:

  • Caregivers are no longer authorized to make medical decisions for their child
  • Parents can no longer talk with representatives and counselors about their child’s financial issues
  • Banks and insurance companies won’t discuss a child’s account or health condition with legal guardians unless a properly executed power of attorney form is presented.

Every parent assumes that if their children ask for their assistance with medical or financial matters, they have the legal right to handle decisions for their adult children.

But once your college student is an adult in the eyes of the laws, you no longer have the right to be involved in their medical or financial matters. Without a financial POA and healthcare POA, parents are not authorized to help adult children manage their financial, legal or healthcare decisions.

What about a will? Do you and your spouse have one? Have you been putting off this process? Mama Bear makes it so easy!

You get to decide what happens to your children and your property. Your wishes will be handled exactly as you decide. Do not wait or things will all be tied up in probate court. This is definitely something that you need to avoid!


What You Need to Know When Your Teen Turns 18

What do you get when you sign up for Mama Bear Legal Forms?

For POAs:

Comprehensive Health and Financial Powers of Attorney

The power directly handle health and financial information and decisions

Free HIPAA Release

Access your student’s health information from any provider

Free FERPA Form

Allows the school to share your student’s education info

Free Second Set of Documents

This is great for your out of state student

Free App

This stores, organizes, and can share your documents when your need them

Live Customer Support Team

Ready to help by phone or email

Update Your Documents For Free

When life changes

For LAST WILL and TESTAMENT:

State Specific Documents

Documents designed to meet the specific requirements of your state

Comprehensive Protection

Knock out three crucial documents all at once. Get your Will and Testament, Health Power of Attorney and Finance Power of Attorney

Make Changes to Forms for 6 Months

Make changes to your legal documents for Free up to 180 days until you’re 100% satisfied

Mama Bear Legal Forms Review
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How much do Mama Bear Legal Forms cost?

Young Adult Powers of Attorney for just $79. This is a significant reduction from what you’d pay an attorney for the same forms.

Last Will and Testament only cost $129, and the spouse’s is only $90.

Mama Bear Legal Forms are designed to meet the requirements of each state. If you do the will package, they throw in two other important documents – a health care power of attorney and finance power of attorney form. It’s fast, easy and affordable. Whether you’re making a will for the first time, or need to update one you made years ago, there’s no reason for you not to create your will today.

AND just for our NPP readers, if you use the code: nextphase20 you will receive a 20% discount on any of the MBLF products!

Who is Mama Bear Legal Forms for?

A common misconception parents have is that should a medical or financial emergency befall their young adult child, they will automatically be able to speak with doctors, banks or even college registrars offices about their child.

Because of this, if you have a teenager or young adult between the ages of 18 until they get married or are at the point where they take care of these things on their own legally. This would definitely need to be an ongoing conversation.

Our middle son recently got married, and he is in the process of working out this process for himself.

Mama Bear Legal Forms for college students is the best because it gives parents such peace of mind!

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Mama Bear Legal Forms Review: Pros and Cons of Mama Bear Legal Forms

Pros:

•Time-saving

•Low cost

•Free app

•Completely legal in all 50 states

Cons:

I didn’t really find any cons, but please know:

•The forms must be signed and notarized before being legal.

Mama Bear Legal Forms Review: Are there any perks with Mama Bear Legal Forms?

There are a few perks with Mama Bear Legal Forms.

First, your documents are available both on the website and on the free app. There is the option of completing the POA for your child both for your home state and the state where they will attend college or be stationed or just be living. With the POA option, you receive HIPAA and FERPA forms for free as well.

Second, their customer service is awesome. I had a question one day about setting up the app, and they answered right away, and I spoke with an actual person!

Third, if you do choose to do write your will, your spouse will receive a significant price break if they do theirs as well.

Mama Bear Legal Forms Review: What do others say?

There are 1200+ 5 star reviews on Google and Facebook.

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Frequently Asked Questions About Mama Bear Legal Forms

Who must sign a POA to make it valid?

Rules vary from one state to another regarding who must sign a power of attorney form. When you create a POA through Mama Bear Legal Forms, all state-specific instructions are included at the beginning of your documents, making it clear who must sign the document.

Generally speaking, for a health care power of attorney form, the young adult will sign the document, along with two unrelated witnesses and a notary public. For a financial power of attorney, usually only a notary public is required along with the young adult’s signature.

If you are completing a power of attorney for a child and aren’t sure where he or she will be signing the documents, the signing portion may be left blank. When the child takes the forms to a notary public, the notary may handwrite the county and state of signing in the notary block portion of the document.

When do power of attorney forms end?

Powers of attorney don’t expire or come to an end on their own. Because of this, the forms only end if the signor revokes the power of attorney or passes away.

Most commonly, a young adult power of attorney form completed when an individual is 18 or 19 will come to an end when that young adult gets married or decides to name agents other than his or her parents on the form.

When a new form is signed with a new effective date, the old POA expires and the individual may notify the former agents of the change or revocation.

Why do I need a young adult power of attorney form?

In a nutshell, we all assume that because we’re married or a parent, we have automatic authority to handle decisions for our loved ones. Once a child turns 18, or in the case of medical care in some states, when children are as young as 12, parents no longer have the right to make medical or financial decisions for them.

Absent a power of attorney form and healthcare power of attorney form, parents are not authorized to help adult children manage their financial, legal or healthcare decisions. By age 18, HIPAA privacy laws pull the curtain fully closed and doctors, banks and insurance companies will no longer communicate with a parent about a child’s account or health condition.

Which state do I designate as my child’s home state?

The easiest clue to answering this question is to look at your child’s driver’s license. The state listed is very likely your child’s home state when you are completing your young adult power of attorney paperwork. Your child’s home state is the place where he or she lives permanently, and does things such as pay taxes, vote, receive mail and obtain a driver’s license.

If your child attends school in another state, his or her home state is still likely the state in which he or she was living before going away for college.

What if my child attends college out of state?

If you live in one state and your child attends college in another, your home state’s form is usually sufficient. This is because a power of attorney validly executed under the laws in the state in which it is signed will generally be honored in other states.

However, since most states are more comfortable seeing their own version of these documents, it can be expedient to have two state-specific forms on hand. Mama Bear allows you to easily create a second state-specific version for your child for free. After creating documents for your home state, click the “My Documents” button on the top right side of the web page. Under your child’s document click the “Add a POA for a 2nd state” button. You will be prompted to select the second state, then a set of documents for the second state will automatically appear in your account. Many states have very similar laws so don’t be surprised if both sets look similar.

Can’t I find POA templates online for free?

A quick internet search for free power of attorney forms online returns many results. While some states do offer these forms for free, they differ in quality from one state to the next. Few state websites provide guidance to assist in filling out the form. Attorneys typically do not use the sample forms provided by states. Beyond samples offered on state websites, most online free forms vary in quality and usability, or aren’t truly free.

Many claim to carry no cost, but charge a fee to download the documents or require a subscription. Additionally, it can be difficult to find the right form and fill it out correctly.

Another question parents often ask is whether doctors and hospitals provide healthcare power of attorney or HIPAA forms. This is a great question. You have probably filled out many HIPAA forms at various doctors’ offices. Those forms usually provide release of health information for that office or hospital system only. They provide parents no rights to a child’s personal health information anywhere else.

Additionally, they provide no help if a child becomes incapacitated and cannot sign a HIPAA release at the time they need care. Both a healthcare power of attorney form and universal HIPAA release should be prepared ahead of time.

Posts related to Mama Bear Legal Forms Review

10 Ways to Connect with your College Student

​The Opportunity Cost Of College

Big List of Back to School Resources for Parents of Teens

15 Ways To Keep Your Child Safe at College

Mel was interviewed by Mama Bear Legal Forms –here is their blog post about our conversation!

What You Need to Know When Your Teen Turns 18

11 Essential Tech for College Students

My Senior Is Pulling Away

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